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How to stay protected during the holiday season The holiday season is a busy time of year, meant to be filled with family, gifting, and celebrating. However, amidst all the fun holiday events lurks a large threat, holiday scams. Unfortunately, this time of year is the most common time for . . .

Taking Advantage of a Roth Contribution Option Can Give You Some Flexibility in Retirement According to Vanguard’s “How America Saves 2024,” 82% of employers offer a Roth 401(k) option in addition to a traditional, or regular, 401(k) option. However, just 17% of employees contribute to a Roth. If you have . . .

There’s a reason why even athletes, entertainers, and business people with seven-figure (and higher) incomes suddenly find themselves filing for bankruptcy. Money mismanagement can eat through even the biggest bankrolls. Here are some specific threats to financial stability that people can avoid to help effectively manage their wealth. Check the . . .

Scams are a method where cybercriminals utilize deceptive tactics in order to trick potential victims into engaging in financial fraud. As the digital world continues to grow, scams become more and more prevalent and accumulate billions in losses each year. Based on a report from the Federal Trade Commission (FTC), . . .

Retirement savings isn’t the only financial goal you should consider in your lifetime. There are other milestones that you ought to take into account as well. When it comes to financial stability, people tend to focus on paying off debt and saving for retirement. In reality, many other financial goals . . .

Purchasing your first home is a tremendous financial commitment. There are a number of factors to consider before signing off on that long-term mortgage. So, you’re looking to purchase your first home. Congratulations! It’s an exciting time, creating a safe and secure home for yourself (and perhaps family) while building . . .

Face it. We’re all getting older. And, while age comes with wisdom, it can also come with vulnerability. The National Council on Aging (NCOA) reports that scams targeting older adults are increasing—and often leave no way for the victims to recoup their losses. The FBI reported that more than 92,000 . . .

Deciding when to begin collecting Social Security depends on a number of factors, including how long you anticipate needing it. Check the background of investment professionals associated with this site on FINRA’s BrokerCheck. Deciding when to retire and begin collecting Social Security is an important life decision. Some people may feel . . .

When high school seniors start to get their college acceptance letters, some students (and their parents) measure their success rate by how well-known and respected the colleges that accepted them are. Did they get in to an Ivy League school? One of their state’s top colleges? Or, will they be . . .

Changing jobs introduces a new dilemma for people, regardless of why or how often they do so: what to do with the 401(k) account they had with their former employer. Often times, this can be an afterthought when switching jobs, but it’s important to determine what steps you need or . . .