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How to stay protected during the holiday season The holiday season is a busy time of year, meant to be filled with family, gifting, and celebrating. However, amidst all the fun holiday events lurks a large threat, holiday scams. Unfortunately, this time of year is the most common time for . . .

Taking Advantage of a Roth Contribution Option Can Give You Some Flexibility in Retirement According to Vanguard’s “How America Saves 2024,” 82% of employers offer a Roth 401(k) option in addition to a traditional, or regular, 401(k) option. However, just 17% of employees contribute to a Roth. If you have . . .

There’s a reason why even athletes, entertainers, and business people with seven-figure (and higher) incomes suddenly find themselves filing for bankruptcy. Money mismanagement can eat through even the biggest bankrolls. Here are some specific threats to financial stability that people can avoid to help effectively manage their wealth. Check the . . .

Scams are a method where cybercriminals utilize deceptive tactics in order to trick potential victims into engaging in financial fraud. As the digital world continues to grow, scams become more and more prevalent and accumulate billions in losses each year. Based on a report from the Federal Trade Commission (FTC), . . .

Retirement savings isn’t the only financial goal you should consider in your lifetime. There are other milestones that you ought to take into account as well. When it comes to financial stability, people tend to focus on paying off debt and saving for retirement. In reality, many other financial goals . . .

Purchasing your first home is a tremendous financial commitment. There are a number of factors to consider before signing off on that long-term mortgage. So, you’re looking to purchase your first home. Congratulations! It’s an exciting time, creating a safe and secure home for yourself (and perhaps family) while building . . .

Face it. We’re all getting older. And, while age comes with wisdom, it can also come with vulnerability. The National Council on Aging (NCOA) reports that scams targeting older adults are increasing—and often leave no way for the victims to recoup their losses. The FBI reported that more than 92,000 . . .

Criminals are stealing taxpayers’ identities and committing tax-related crimes. There are steps you can take to keep your personal information protected. Identity theft is a growing concern. In 2021, identity fraud impacted 15 million U.S. consumers with $24 billion in losses.1 With your Social Security number, a criminal can commit . . .

Crystal Rickard, a financial advisor with Centra Financial Services, has been named a “Women of Distinction” – a recognition which honors female financial advisors for their superior performance and extraordinary efforts in promoting financial security. The Women of Distinction recognition is presented by TruStageTM to top female candidates based on . . .

Facing potential unemployment can be difficult. Whether you’ve recently experienced this unfortunate life event, or you’re concerned about the possibility of upcoming layoffs, there are some small, proactive steps you can take now to help make this difficult time more manageable. Check the background of investment professionals associated with this . . .