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Semiretirement can help bridge the gap between full-time work and complete retirement. Semiretirement is a transitional phase between full-time work and complete retirement, allowing individuals to reduce their work hours or shift to less demanding roles while still earning an income. It’s an increasingly popular option for those who aren’t . . .

Why your workplace retirement plan is more powerful than you think When it comes to your workplace retirement plan, what’s not to love? It provides you with an automatic savings plan, tax advantages, an employer match, a diverse menu of well-researched investment options and comprehensive online retirement planning tools. However, . . .

According to the Employee Benefit Research Institute’s 2024 Retirement Confidence Survey, 83% of workers are concerned that the higher cost of living will make it harder to save as much as they want toward retirement. If you’re like most retirement savers, you’ve likely had concerns over the rising cost of . . .

Six strategies for dealing with market volatility When the market’s temperature keeps changing, it’s easy to feel the heat or as if you’ve been left out in the cold. Your workplace retirement plan can work toward withstanding these swings if you know how to keep your cool. Here are some . . .

According to the FBI, cybercriminals are becoming more sophisticated in their attacks by leveraging artificial intelligence (AI) to conduct social engineering attacks. Cybercriminals can now use these tools to create scams uniquely tailored to specific victims and use them to remove common phishing tell-tale flags, while faking familiar voices, faces, . . .

Looking for a great way to invest in a child’s future? A tax-advantaged 529 college savings plan is specifically designed to help families save for future college expenses. It can make a big difference in helping a child achieve their education goals and career aspirations. How does it work? Although . . .

Tariffs and tumultuous markets have made headlines in recent days. Given the amount of news stories and commentary circulating on these topics, we wanted to provide you with some reference points. In 2025, markets were already struggling with prospects for slower growth, which has now shifted to increasing concerns about . . .

Crystal Rickard, a financial advisor with Centra Financial Services located at Centra Credit Union, has been named a “Women of Distinction” – a recognition which honors female financial advisors for their superior performance and extraordinary efforts in promoting financial security. The Women of Distinction recognition is presented by TruStage to . . .

How to stay protected during the holiday season The holiday season is a busy time of year, meant to be filled with family, gifting, and celebrating. However, amidst all the fun holiday events lurks a large threat, holiday scams. Unfortunately, this time of year is the most common time for . . .

Taking Advantage of a Roth Contribution Option Can Give You Some Flexibility in Retirement According to Vanguard’s “How America Saves 2024,” 82% of employers offer a Roth 401(k) option in addition to a traditional, or regular, 401(k) option. However, just 17% of employees contribute to a Roth. If you have . . .