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Deciding when to begin collecting Social Security depends on a number of factors, including how long you anticipate needing it. Check the background of investment professionals associated with this site on FINRA’s BrokerCheck. Deciding when to retire and begin collecting Social Security is an important life decision. Some people may feel . . .

When high school seniors start to get their college acceptance letters, some students (and their parents) measure their success rate by how well-known and respected the colleges that accepted them are. Did they get in to an Ivy League school? One of their state’s top colleges? Or, will they be . . .

Changing jobs introduces a new dilemma for people, regardless of why or how often they do so: what to do with the 401(k) account they had with their former employer. Often times, this can be an afterthought when switching jobs, but it’s important to determine what steps you need or . . .

Criminals are stealing taxpayers’ identities and committing tax-related crimes. There are steps you can take to keep your personal information protected. Identity theft is a growing concern. In 2021, identity fraud impacted 15 million U.S. consumers with $24 billion in losses.1 With your Social Security number, a criminal can commit . . .

Crystal Rickard, a financial advisor with Centra Financial Services, has been named a “Women of Distinction” – a recognition which honors female financial advisors for their superior performance and extraordinary efforts in promoting financial security. The Women of Distinction recognition is presented by TruStageTM to top female candidates based on . . .

To maximize your savings, understand your options – if any – for your retirement plan when you switch jobs. Changing jobs can impact your retirement plan. To minimize disruptions to your contributions and the vested portion of your previous employer’s contributions, it’s important to understand the choices you may have . . .

Retirees face a critical task in managing their income and expenses to ensure that they can support their lifestyle and any healthcare costs. Unless you have accumulated substantial wealth where money is not a concern, you face a critical task when you reach retirement: making sure that your assets will . . .

Required minimum distributions take on added urgency as you approach (and reach) age 73, with specific rules and tax implications.  Seventy-three is an important age milestone for those in or near retirement, as it marks the time when required minimum distributions (RMDs) begin to be withdrawn annually from Individual Retirement . . .

Americans 65 years of age and older face a number of choices when it comes to Medicare healthcare coverage. We look at the top considerations. Medicare is available to virtually all U.S. citizens and legal residents 65 years of age and over who have previously worked and paid U.S. taxes . . .

Many adults have aging parents who are in need of living and health care assistance. There are a number of resources today that can help them grow old gracefully, either in their existing home or in a facility, along with multiple options for financing the cost of the care. Living . . .